Financial Planning for Carers
You can get help and support if you’re responsible for looking after someone who has a disability, is getting older or has become ill.
Help with money
You may be able to get help to increase your income if your caring duties are affecting your finances. Depending on your income, assets and living arrangements, you might be able to:
• apply for Carer’s Allowance and other benefits
• get help with paying for prescriptions and other healthcare costs from the NHS low income scheme
• cut down your household costs, including gas and electricity bills, or council tax discounts
• have your contributions towards your state pension covered by the government if you’ve given up or cut down paid work to care for someone – Carers UK has advice to help you protect your pension
• get a grant or other financial help from a local charity or trust – Turn2Us has details of charities that might be able to help you.
Help for the person you’re caring for
Making sure the person you’re caring for gets all the social care and support they’re entitled to could mean your role as a carer is made easier. They’re entitled to get a care needs assessment from the council. Depending on the person’s situation they may also be able to:
● claim benefits
● make arrangements for you to look after their affairs, for example through power of attorney
● complain about the social care and support services they’ve received
Dorset Carers Card Scheme
If you are registered as a carer with us then you will be eligible for the Carers Card Scheme. If you haven’t yet registered as a carer then contact us today to do so.
The scheme offers a range of discounts on goods and services including:
- Days out and activities
- Travel and holidays
- Health and beauty
- Sport and fitness
- Places to eat and drink
- Trades and services
Information about where you can use your card is available here and is updated regularly.
Grants for carers
If you, or the person you care for need extra help to pay for something, there are many grants, funds, and charities, like the Carers Trust or The Leonardo Trust that may be able to help with funding for things you might need. Contact us to find out more.
If you need further help or advice, there are a number of organisations you can contact.
• Carers UK click here for further information about financial support available
• The Carers Trust – find out about grants available for you or the person you care for.
• AgeUK Financial Support for Carers
You can also call us at Carer Support Dorset for any advice, information and support around finances and more. Call us free on 0800 368 8349 (Mon – Thurs 9.30am-4.30pm, Friday 9.30am-4pm).